What are Safe Money Places?

The definition of safe money is money you cannot afford to lose.

This site defines a safe money place as one where your principal is protected from loss as long as you follow the initial guidelines, and if you do decide to take your money and leave, you know pretty much what leaving early will cost. The opposite is a risk money place where if you decide to take your money you don't know what you will get back. It could be more than you put in - risk money places offer the potential for much higher returns than safe money places - but it could also be less than you started with or even zero.

This website describes and compares various safe money places. It is designed to give consumers the facts, or at least what we think are the facts. It also provides the links to sources backing up data used. Although opinions are given, the site tries to separate opinion from fact.

Safe Money Places is a consumer website. Safe Money Places is not a licensed insurance agency and financial products cannot be purchased on this website.

Ask a Question

Safe Money News Signup

Safe Money Places Consumer Survey

Safe Money Tools

Safe Money Minute

Listen to our short unbiased educational audios:


Financial Calculators
Savings Bond Calculator

Safe Money Research

SMP Agent Network Advertisement

CD Rate Averages
Free CD rate averages by Bankrate.com

Safe Money Concepts
Financial Dictionary
Annuities 101 Videos
Links to State Insurance Department Websites Links to State Insurance Department Websites
state annuity directory State Annuity and
Life Insurance Guaranty Funds Directory
Financial Calculators

Cost of Living Calculator

Financial Calculators

Life Insurance Needs Calculator

Social Security Calculator

Social Security Calculator


News You Can Use

Safe Money News

Issue 2, Volume 3

Click here to view

How Social Security subconsciously affects retirement planning - MoneyWatch - Click here to read

Cost of living: How far will my salary go in another city? CNN Money - Click here to use this financial calculator

Even the healthy locked out of 2014 policies now - The Washington Times - Click here to read

Americans Lack Understanding Of Retirement Tax Impact - INN - Click here to read

Longevity Named As Greatest Risk - INN - Click here to read

Retirement Strategies for Boomers of All Ages - Fox Business -
Click here to read

It doesn't always pay to delay Social Security - InvestmentNews -
Click here to read

Shielding Inherited IRAs From Creditors - Wall Street Journal - Click here to read

Five Financial Risks to Consider in Retirement -Life&Health Advisor 
Click here to read

Should young retirement savers load up on stocks? Maybe not - Reuters - Click here to read

Financial fears have many workers planning to delay retirement - 
Employee Benefit News -Click here to read

'File-and-suspend': A Social Security strategy under fire - Reuters - Click here to read

About Safe Money Places

Safe Money Places® and this website are operated by SMP International LLC.

If you have questions, please e-mail us at: info@safemoneyplaces.com (copy and paste please)