Backyard, Mattress & Other Safe Money Places 

The usual definition of safe money is money you cannot afford to lose. This site defines a safe money place as one where your principal is protected from loss as long as you follow the initial guidelines, and if you do decide to take your money and leave, you know pretty much what leaving early will cost. The opposite is a risk money place where if you decide to take your money you don’t know what you will get back. It could be more than you put in – risk money places offer the potential for much higher returns than safe money places – but it could also be less than you started with or even zero.

This website describes and compares various safe money places. It is designed to give consumers the facts, or at least what we think are the facts. It also provides the links to sources backing up data used. Although opinions are given, the site tries to separate opinion from fact. 

You cannot buy anything on this site and there are no sponsored links, cookies or popup ads. Links to other web sites are clearly noted. If you have questions on safe money topics we will do our best to answer them, please use the Ask Sam or Sue link and we will try to publish the answer on the site.

The site is published by Safe Money Places LLC based in St. Louis, Missouri. If you want to know more about us feel free to click Who We Are.

May you find your ideal Safe Money Places   

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New Money Savings Bond Rate - 1 May 2008
 I Bond Rate = 4.84%                    EE Bond Rate = 1.4% (a full 2.1% less than the minimum guarantee)