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Frequently Asked Questions

Annuity

How do annuities work?
Is my annuity safe?
What happens if the insurance company fails?
Have any annuity carriers failed?

How strong is my annuity carrier?

What is the difference between a fixed annuity and a variable annuity?

How does a Market Value Adjustment work?
What questions should I ask when buying an annuity?
How does tax deferral work?
How do fixed annuities pay interest?
How do index annuities pay interest?
How much does an index annuity yield?
Why put an annuity in a qualified plan?

Bank
What have CDs returned?

What are brokered CDs?
What are callable CDs?

What is the difference between money market accounts and money market funds?

How strong is my bank?

Have any banks failed?

What happens if the bank fails?

What does FDIC cover?

Concepts
What is the difference between simple & compound interest?

What is split funding?

What are yield ladders?

Savings Bonds
What do savings bonds earn?
What are Patriot Bonds?

How do I Bonds work?

Is my savings bond still earning interest?

What are my savings bonds worth?

Safety
What does FDIC cover?

How strong is my bank?

Have any banks failed?

What happens if the bank fails?

Is my annuity safe?

What happens if the insurance company fails?

Have any annuity carriers failed?

How strong is my annuity carrier?

 
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