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      • Quick Overview
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    • Savings Bonds >
      • Quick Overview
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      • Older / Baby Bonds
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      • The FDIC Explained >
        • Quick Overview
        • What does the FDIC Cover?
        • How Does The FDIC Work?
        • Who Is The CDARS?
      • National Credit Union Administration (NCUA)
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      • What if they fail?
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Retirement Financial Protection Tips

Life Insurance

fixed annuities
The best type of life insurance is the type that is enforced when you pass away. These policies are a great way to financially protect your family and transfer wealth to beneficiaries in a tax efficient manner.
Learn More

Single Premium Life

social security
Single Premium Life (SPL) was designed as a wealth transfer product.  In addition to the death benefit – which is several times higher than the initial single premium – the SPL product also provides accelerated death benefits
Learn More

Critical Illness Insurance

savings bonds
With longer life expectancies, more seniors are needing some form of long term care during their retirement. Long term care helps to cover health care that is not covered by Medicare or Medicare Supplements.
Learn More

Identity Theft Protection

banks and credit unions
Few things are as disruptive as the difficulties a person must face in the aftermath of identity- theft.  Lost time at home and work, the unknown of what to do, and having to prove over and over again that you are really the victim of a crime can be devastating.
Learn More

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Everyone’s financial situation is unique and there is NOT a one-size fits all retirement plan. Ask us questions and get real answers. ​
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Raymond J. Ohlson, CLU, CRC, is the CEO of SMP International LLC which owns safemoneyplaces.com. Mr. Ohlson is a licensed insurance agent in all states with the exception of New York. If you request information, regarding a product or service, you may be contacted by a life insurance agent licensed in your state.

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