PURCHASING

Prior to 2012, Series EE Bonds were purchased at half of face value for an investment as little as $25, and Series I Bonds were purchased for full face value. Effective 2012, both Series EE and Series I are purchased for face value in increments of at least $25 and up.

WHAT ARE THE LIMITS?

You may buy up to $10,000 in Series I Bonds and $10,000 of EE bonds electronically, held in your own name each calendar year. Additionally, you can purchase up to $5,000 in Series I paper savings bonds with your IRS tax refund.

​LIQUIDITY AND PENALTIES

Savings bonds cannot be cashed in until it reaches 1 year. If redeemed within 5 years after purchase the penalty for early withdrawal is equal to the last three months of earned interest.

Please Note: There are circumstances where the one year waiting period may be waived (in certain regions) by the Treasury due to a catastrophic event, such as tornadoes, floods, etc.

SAFETY OF PRINCIPAL

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More Savings Bonds Topics

Quick Overview

How do they work?

What do they yield?

Tax Advantages

Older / Baby Bonds

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