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Retirement Income Tips: |
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Retirement Income Tips: |
OLDER BONDS and BABY savings BONDSIf you own Series A, B, C or D Savings Bonds they stopped earning interest when Harry Truman was president and might be worth more as a collectible than their cash in value. The Treasury also issued Series F and G, J and K bonds, and Savings Notes. All of these thee bonds have stopped earning interest.
Series E bonds were issued through June, 1980. Series E bonds originally issued through November 1965 stopped earning interest in November 2005 – 40 years later. All later E and EE bonds have a 30-year maturity. Series EE Bonds issued before May 1995 have higher minimum guaranteed rates than those issued now. The guaranteed minimum rates range from 4% for bonds issued March 1993 - April 1995, to 7.5% for bonds issued or extended from November 1982 - October 1986. This initial minimum rate applies for a bond's original maturity period. |
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