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What Does Our FREE Report Include?

  • Your personalized annuity comparison report provides detailed overviews on the most competitive annuity rates and products in the industry.
  • Your custom report is tailored to your age, state of residence, and only shows guaranteed rates from highly rated companies.

​​​Our Annuity Buyer's Guide Also Explains How Annuities:

  • Have NO market risk.
  • Provide guaranteed lifetime retirement income.
  • ​Accumulate more wealth with guaranteed returns.
  • Are used in guaranteed retirement financial planning.
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More Information About Fixed Annuities

What Are Fixed Annuities?

Fixed annuities provide a guaranteed minimum interest rate of return and are considered savings instruments. There are many benefits, such as tax deferral on the interest earned, guaranteed lifetime retirement income, and safety of principal. Insurance companies issue all fixed annuities and have an extraordinary record of keeping people's money safe. 

Another huge benefit is fixed annuities do not share in market losses and you'll never lose your principal as long as you adhere to the guidelines initially set by the annuity policy. For this reason alone, many people use fixed annuities for retirement financial planning.

Is A Fixed Annuity Right For You?

Fixed annuities are NOT a good solution for everyone. However, they are a great fit for people who no longer have the "risk tolerance" to afford the ups and downs of the market. Annuities are ideal for people looking to move money out of risk money places, such as stocks, or low yield financial products, such as Certificates of Deposit.

Annuities are considered a conservative approach to generate guaranteed retirement income and financial growth. Over $225 Billion worth of annuities were purchased in the past 12 months alone!

What's The Next Step?

Let's find out if a fixed annuity is a good solution to meet your financial goals. There are many factors that may influence IF an annuity is right for you, such as the amount of retirement savings you have, your age, and even the state you live in.

Let us provide you with a FREE and Personalized Retirement Annuity Comparison Report that will include rates from highly rated companies in your state.
Safe Money Places® and this website are operated by SMP International LLC. Safe Money Places is a consumer website. Safe Money Places is not a licensed insurance agency and financial products cannot be purchased on this website. Annuities must be purchased through a licensed insurance agent. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees and Withdrawal provisions vary by product, and may vary based on state availability and are subject to change without notice. Products are not available in all states. 

* Optional lifetime income benefit riders are used to calculate lifetime payments only and not available for cash surrender or in a death benefit unless specified in the annuity contract. Fees may apply. Surrender charges apply to base contracts. Guarantees are based on the financial strength and claims paying ability of the insurance company. It is important that you read all insurance contract disclosures carefully before making a purchase decision. The preceding information does not represent tax, legal, or investment advice.

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We do not provide tax, legal, accounting, financial, or investment advice. You need to do your own homework and consult your own experts on your personal situation. This website is protected by applicable copyright laws. You may make or print one copy of any material for personal use, further copying or distributing is prohibited without prior written permission.

Raymond J. Ohlson, CLU, CRC, is the CEO of SMP International LLC which owns safemoneyplaces.com. Mr. Ohlson is a licensed insurance agent in all states with the exception of New York. If you request information, regarding a product or service, you may be contacted by a life insurance agent licensed in your state.

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