I’ve been fortunate to do a lot of things in my financial services career. I’ve been involved in buying insurance companies both here and in Europe. I’ve had the opportunity of serving as president of the US insurers, and had marketing responsibilities for the Luxembourg and Bermuda companies. And, I was able to be involved in the excitement of taking the holding company public on Wall Street. Boy, what can beat that? Simple... being a life insurance agent (Boy could that statement clear out a room or empty a party). But, that’s the truth. Yes, I’ve had a financial planning firm and sold a lot of securities but nothing can do what a life insurance policy can do. A life insurance policy is guaranteed “Dream Completion.” Let’s explore…
The life insurance policy assures that people can complete their dreams, regardless of premature death, hurricanes, stock market crashes or acts of terrorism. A piece of paper, a drop of ink, and a premium builds an estate and nest egg that we all want to accumulate. Think about it this way: if people are dependent upon us, shouldn’t we guarantee their security... even if we are not around? I am sure that you would agree with a resounding yes. But, maybe I am talking to the wrong crowd. Let’s see.
I am confident that you have been very fortunate in your careers. Some of you reading this are retired and some still out there kicking butt. But, should you die tomorrow and the person dependent upon you lives for many more years, will your financial holdings be enough to guarantee that person the security that you wish for them? If the answer is no, then you should be happy to purchase an additional policy, pay the premium and guarantee that the dreams will be completed. Yes, it is magic.
No other, I repeat, no other financial instrument will do what a life insurance policy will do. So, why is it that some people say that they don’t like life insurance? What they really mean is that they don’t like paying for life insurance, but they like what life insurance does. So, in closing, I would challenge you to have a life insurance review with a member of The Safe Money Places Agent Network and see if you feel comfortable with the amount that you own.
We all still have dreams... regardless of our age. Don’t you want to ensure that they are completed? It’s real simple and you have the power to do it. Be a “dream dealer” today and complete those dreams with life insurance.
This article was written by:
Raymond J. Ohlson , CLU, CRC, LACP
President and CEO of SMP International LLC
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