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      • Fixed vs. Variable Annuities
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      • How Does It Work?
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      • Deceased Spouse
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        • What does the FDIC Cover?
        • How Does The FDIC Work?
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Guaranteed Retirement Income

1/13/2023

Comments

 
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We had all hoped that inflation would reduce with a reduction in gas prices. That didn’t happen and the equity markets are getting slammed.

We can expect the Fed to raise rates. Asking prices on homes are coming down and mortgage rates are going up. Some companies are beginning layoffs and retail firms are stuck with inventory as discretionary income goes down. Of course, we have geopolitical events to deal with, and a declining national petroleum reserve. But this will pass…sometime - but most can’t wait. What to do? Read on…

​Current and pre-retirees are in a pinch and they are worried. But we have solutions. We have agents actively prepared to come to the rescue. Forget all the projections of the past few years, and focus on the guaranteed retirement income benefits of a Fixed Index Annuity (FIA) or a Multi Year Guaranty Annuity (MYGA).

I am not suggesting that people dump all their equities because they will come back. I am hanging in there but I, like others, wish to add more “Safe Money Places.”

Safe money is money you cannot afford to lose. Our wide selection of safe money products are perfect for today and tomorrow. If you are looking for guaranteed income and good return on short term products, look no further. 

Retirement Tips: Learn About The CD Alternative

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​ This article was written by... 
Raymond J. Ohlson CLU, CRC, CEO & President of The Ohlson Group, Inc. and SMP International, LLC   
  

​                                      
Mr. Ohlson entered the insurance business while completing his Bachelor of Science Degree at Ball State University.  He quickly qualified for the Million Dollar Round Table (MDRT) of which he is a Life Member.  He also received his Chartered Life Underwriter (CLU) designation from the American College in Bryn Mawr, Pennsylvania.
​
Mr. Ohlson, a former life insurance company president, served for 13 years on the Board of trustees on one of Indiana's largest hospitals. He has his CRC, Certified Retirement counselor, published author and sought after speaker.
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